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 BUYER’S CLOSING COSTS

BANK Expenses  + 

Application Fee

Appraisal
Credit Report for each applicant
Bank Attorney's Fee
Tax and insurance escrows
Points or Origination Fee
Private Mortgage Insurance (PMI), if applicable

Title Expenses   + 
Insurance premiums
Title and municipal searches
New Survey, if required
Mortgage recording tax ( varies based on the venue of the property)
Filing fees for mortgage and deed
Closer's gratuity
Hazard insurance premium
Property tax, fuel, water meter and maintenance/common charges adjustments
Attorney's fee

 SELLER'S CLOSING COSTS
Real Estate Broker’s Commission
NYS Real Estate Transfer Tax ($4.00 per $1,000)
NYC RPT and Nassau transfer tax (1.0% of purchase price)
Attorney's Fee
Mortgage Loan Payoff, if applicable
Pickup fee for payoff

 

 

 

 

 

 

 

 

 

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Copyright © 2002 Law Offices and Mediation Center of Alla Roytberg
Last modified: January 03, 2003
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